Terms of Service
The simple version.
Last updated: May 2026
Using Coinlyy
You can use Coinlyy to track your money, create invoices, set budgets, and chat with Ivy. You agree to use it for lawful business and personal finance only — no fraud, no money laundering, no impersonation.
Your account
Keep your login safe. You're responsible for what happens on your account. If something looks off, email us right away.
What Ivy is (and isn't)
Ivy is an AI assistant that helps you understand your money. She's not a licensed accountant, tax advisor, or financial advisor. For regulated advice — taxes, audits, investments — talk to a qualified professional.
Payments
Free, Pro, and Business plans are billed monthly. You can cancel any time and keep access until the end of your billing period.
Changes
We may update these terms as Coinlyy grows. If we make a meaningful change, we'll tell you by email or in the app before it takes effect.
Contact
Questions? Email [email protected].